Best Personal Loans of January 2023

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APR - 6.24% to 10.24%
MAX. LOAN AMOUNT - $50,000
MIN. CREDIT SCORE - Not disclosed

12. Alliant Credit Union


APR - 6.74% to 17.99%
MAX. LOAN AMOUNT - $50,000
MIN. CREDIT SCORE - 650

11. PenFed Credit Union 


APR - 5.99% to 24.99%
MAX. LOAN AMOUNT - $35,000
MIN. CREDIT SCORE - 660

10. Discover


APR - 3.99% to 19.99%
MAX. LOAN AMOUNT - $100,000
MIN. CREDIT SCORE - 670

9. LightStream


APR - 6.99% to 22.23%
MAX. LOAN AMOUNT - $100,000
MIN. CREDIT SCORE - Not disclosed

8. SoFi


APR - 6.99% to 19.99%
MAX. LOAN AMOUNT - $40,000
MIN. CREDIT SCORE - 660

7. Marcus by Goldman Sachs


APR - Not disclosed
MAX. LOAN AMOUNT - $50,000
MIN. CREDIT SCORE - Not disclosed

6. Upstart


APR - 5.99% to 24.99%
MAX. LOAN AMOUNT - $40,000
MIN. CREDIT SCORE - 600

5. Happy Money


APR - 5.99% to 35.99%
MAX. LOAN AMOUNT - $50,000
MIN. CREDIT SCORE - 640

4. Best Egg


APR - 6.99% to 19.49%
MAX. LOAN AMOUNT - $50,000
MIN. CREDIT SCORE - 660

3. U.S. Bank

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